Upendra Joshi, AMFI Certified Mutual Fund Distributor
Upendra's singular focus is to take decisions for the well-rounded financial fitness of his clients. With 25+ years of professional experience, he has a thorough understanding of how to come out financially stronger despite the rise-fall of markets. Rightly so, the logo of his financial firm, Pragati Wealth , is the Umbrella that keeps you protected.
He founded the firm with the mission of creating a model firm for wealth
with the values of trustworthiness, ambition, innovation, dynamism, and excellence in all dealings.
It is now the firm of choice for the entire lifecycle of his clients' financial life - from a child's education to retirement planning and everything in between: financial planning for a good lifestyle, preferred holiday locations, medical care, life insurance, and general insurance. The Umbrella of Protection follows a success-delivering robust process of Financial Planning.
Upendra has secured the future of business owners, entrepreneurs, top-level , corporate executives, and wealthy families by applying the right financial instruments like mutual funds, stocks, etc., with a focus on wealth enhancement.
Pranav Joshi — Co-Founder & Wealth Strategist
I am Pranav Joshi, and finance has been a part of my life for as long as I can remember. Growing up alongside my father’s journey in financial services, I learned early that wealth management is not just about numbers — it’s about building clarity, security, and freedom for families.
I hold an MBA in Finance from NMIMS, Hyderabad, where I deepened my expertise in investments, portfolio management, and financial strategy. Today, I combine that academic foundation with practical experience to serve individuals, professionals, and families who want structured, goal-driven financial solutions.
To make financial planning simpler and more effective, my father and I curated the Synk360® System a proprietary framework that connects every aspect of a person’s finances into one clear roadmap. Synk360® helps clients unify their investments, insurance, protection, and long-term goals, making sure no part of their financial life is scattered or overlooked.
At Pragati Wealth, I focus on:
- Goal-based Planning tailored to each stage of life
- Mutual Funds & Investments to build long-term wealth
- Insurance Solutions for health, life, and legacy protection
- Synk360® Framework for complete clarity and control
What drives me is the belief that financial planning should be transparent, simple, and empowering. My role is not just to recommend products, but to guide and partner with you throughout your journey — helping you achieve both security and growth with confidence.
Rashmi Joshi is the heart behind Pragati's consistency.
As Executive Director – Operations & Client Experience, she ensures every process runs smoothly and every client feels genuinely cared for. Her calm, methodical approach brings order to complexity from backend execution and renewals to seamless communication and service tracking.
To clients, she represents reliability.
To the team, she represents balance - blending precision with empathy, and systems with sincerity.
Rashmi believes trust isn’t built through words but through follow-ups done on time, promises kept, and experiences delivered with warmth and discipline.
Every interaction she oversees reflects Pragati's core philosophy: that clarity and care must move together for a relationship to truly last.
Mission
I am on a mission to help 10,000 families secure their health & wealth through mindful protection planning.
Vision
To help our clients make smart decisions with their money.
Our Values
- Trustworthiness
- Ambition
- Innovation
- Dynamism
- Excellence